Flood Riss 40.000 cars with them – that happens with them now
Site/Wochit 40.000 cars washed up! Towing entrepreneurs at a loss: “Don’t even know where to go!"
Site author Jurgen Wolff
The tidal wave in the Ahr Valley and elsewhere not only flushed up houses and entire existences and demanded numerous fatalities. It also left thousands of more or little demolished cars. What happens with it?
Most of the flood damage to cars are covered by partial or fully comprehensive insurance. The rough rule: When the water comes to the car, the insurance pays; When the car comes to the water, it doesn’t pay. So if you drive and stay through a flooded underpass. Likewise, who only has liability insurance.
40.000 cars destroyed or damaged
The insurers have already calculated: "According to an updated damage estimate, around 40 are.000 motor vehicles have been damaged or destroyed by the floods, ”says JOrg Asmussen, Managing Director of the General Association of the German Insurance Industry (GDV):“ The insured person damage for the vehicle insurers is around 200 million euros." This means that the proportion of car damage in the entire preliminary damage balance is relatively low. The GDV assumes a total of 4.5 to 5.5 billion euros. In any case, according to the GDV, the car insurers got off lightly during the flood damage. The hail a few weeks earlier has around 275 in Germany.000 property damage caused to motor vehicles, which according to previous estimates will cost the insurers around 700 million euros.
Environmental damage caused by oil and gasoline
When the flood rolled through the river valleys in Rhineland-Palatinate, North Rhine-Westphalia, Bavaria and Saxony, she tore with her masses, flared up in sub-washed houses, destroyed streets and sludge gardens. How big the environmental damage is, it cannot yet be foreseen: oil and gasoline from the licking cars have contaminated meadows, fields and places.
dpa/Daniel Cole/AP/dpa A car was carried away by the flood of the Roya River in France.
The car wrecks themselves are currently collected by towing companies and brought to huge storage spaces that already burst at the seams. From there they will later be distributed to various scrap sites. Nevertheless, there is a good chance that owners can at least find their car again and report their insurance as damage.
Search database for car owners
The authorities have started to set up corresponding search databases with daily updated data. For example, vehicle owners can use a new portal of the Ahrweiler district administration to query which towing service has recovered and removed their vehicle. Only the license plate is required to search. The link: http: // bit.Ly/3EWBSM5
Imago Images/Kirchner-Media After heavy rains on the night of 15.07.In 2021, large parts of Hagen are under water
When are cars too damaged?
Most of the vehicles are likely to be total damage. The ADAC assumes three scenarios, which also also apply to electric cars:
- Even if the water Still below the doorweller has remained and the interior is dry, damage cannot be ruled out. "We recommend having all functional components checked in the floor area of the car, ”says Peter Bredol from ADAC.
- Handed the water About the door sill or even penetrated into the interior, damage is very likely according to ADAC. “Then the vehicle should no longer be started to avoid consequential damage. It should be pushed or towed to the next dry place, ”advises Bredol. All components that have come into contact with water should be checked. Safety -relevant parts such as belt tensioners or the roll -up machines of the belts should be replaced. Floor coverings, insulation mats or door and side panels should also be replaced, since dirt and wetness can hardly be removed differently.
- Stood the water In the car to the lower edge of the window pane, should not save little and the car be a total economic loss. Most likely, all electrical and electronic components including the cable trees were damaged, the water spilled to the engine and gearbox. The electronics behind the dashboard should also be destroyed. In addition, steering gears, operating and parking brake, drive shaft, wheel bearing, alternator, starter, textiles such as seats and insulation mats, belt trammer, catalyst and airbag are in particular.
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Insurance: Only with liability was unlucky
If you have at least partial comprehensive insurance, you should take pictures of your car all around and including details and report the damage to your insurance company. Experience has shown that insurers react quickly and unbureaucratically in such large damage events.
The car gets stuck in the flood, filmmakers cannot believe what happens then ..
Bit projects The car gets stuck in the flood, filmmakers cannot believe what happens then ..
If you only have liability insurance, you can still sell the vehicle. It is doubtful that a repair is worthwhile. With "massive functional disorders" Always be expected, says the ADAC.In the meantime, a real market for cars from the flood areas has emerged. The search ads are increasing on ebay "Flood car" and pages like "activity.de" Search very specifically for it. If you want to sell your car with water damage, you usually find a buyer. For the internet platform according to your own statement no problem: "No matter how bad it is – we examine your car!" Whoever sells a flutauto, As with an accident car, this must expressly point out this, Otherwise he will keep a deficiency.
Beware of used flood cars
However, trading with flood cars is not only limited to Germany. After the vertebral storm Katrina August 2005, thousands of damaged cars were sold to Bolivia by salt water and mud and thus contributed to the globalization of the car recycling industry. According to a UN study, around 14 million used cars and small vans were exported worldwide between 2015 and 2018. Most went to countries with low or medium average income. More than half went to Africa, especially to Nigeria, Benin and Gambia. Accordingly, numerous repaired total damage from the flood areas in Africa could also be on the move.
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