Why not only your e-car, but also your bank should be sustainable

Why not only your e-car, but also your bank should be sustainable-your

-Advertising –

In many areas, sustainability only works if you consider them holistically. See electric cars: These are – keyword CO2 emissions – only 100% useful for the climate, if in addition to the drive turning the energy turnaround is also implemented, the electricity vehicles can thus relate as much renewable energy as possible and when used in the production of the batteries eco-electricity is used.

The same applies to my finances. I or my money can only be holistic sustainable and social economy, although my bank is sustainable and socially operated. Electric car drivers is likely to be particularly important. Who drives green is hardly financing in nuclear power plants, arms companies or fossil energy sources and want to support questionable practices such as offshore banking, speculative commercial transactions and empty sales as well as tax flight.

Anyone who wants to avoid all this can trust in a classic ecobank, in which high sustainability standards are firmly anchored in corporate philosophy. But also some other money houses, even if they do not explicitly refer to as “sustainable”, “environmentally friendly” or “ethical” bank, act sustainably. According to the consumer center North Rhine-Westphalia, there are currently 14 banks in Germany, which pursue a special business model: These credit institutions have specifically defined ethical and ecological criteria they use their entire banking business. This distinguishes them from other banks and savings banks.

Deutsche Kreditbank AG, for example,, short DKB, has already enshrined the topic of sustainability in its founding in 1990 in the corporate values in order to bring economic success in harmony with humans and the environment. “We not only dream of improving the world, we started more than 20 years ago,” says Stefan Unterlandstattner, CEO of DKB. As early as 1996, the Bank financed its first wind turbine, four years before the Renewable Energy Law (EEG) entered into force. At that time, the automotive sector was slowly reduced to sustainability: Also in 1996, the US automaker General Motors with the EV1 launched the world’s first for private customers on the market, a year later Toyota launched its extremely successful hybrid model Prius.

Today, the DKB is considered one of the largest financiers of the energy transition in Germany, with an investment volume of good eleven billion euros. In purely mathematically, the bank has replaced with the photovoltaic, wind power, hydropower and biogas plants supported by it with a performance of nearly nine gigawatts six nuclear power plants and covers with them the power requirement of more than five million two-person households – and certainly the one or the other electric car. With financing like this, the bank wants to help bring its portfolio in accordance with the climate agreement of Paris. In addition, the DKB is committed to the 17 Objectives for Sustainable Development of the United Nations (SDG), which should serve to ensure worldwide sustainable development on an economic, social and ecological level.

Why not only your e-car, but also your bank should be sustainable-sustainable

By directing their capital to certain economic sectors, she wants to provide a positive effect on the entire society. According to the 17 sustainability targets as a manner-conducting orientation framework, the DKB is therefore not only active in renewable energies, but also in many other areas, such as nutrition and agriculture, living, health, care and education. For example, it has financed more than 1000 kitas and schools, 320 nursing homes and 210 hospitals. It accompanies good 2000 companies of general interests such as stutls and public transport companies, which are also currently investing heavily in future fields such as electromobility, tenant current modeles and renewable energies. And since 2007, as one of the first German banks, it has been offering sustainable funds as an investment opportunity for private investors. However, DKB also emphasizes not only to invest in sustainable companies and industries – currently only four-fifths of their capital flow into such financing. Nevertheless, it is a sustainable overall portfolio in size and quality worthwhile in size and quality.

The DKB does not need to hide behind the needs of classical ecos-focused in terms of sustainability. Especially since they not only take into account ecological aspects, but also social, see about the financing of kitas, schools, nursing homes and hospitals. And since the target group of the DKB compared to classical ecos-located, which are still something in the eco-niche, with more than four and a half million customers and as one of the 20 largest banks in Germany, it can be significantly broader, thanks to higher investment volumes in one Higher number of projects also achieve overall higher impact.

By the way, the DKB-cash package from current account and two payment cards is free of charge other than many offers of other money houses, including for the check map and the VISA card, with which customers can pay for free worldwide and withdraw money, the bank requires no fees. So that the banking transactions can be done as comfortably as possible, the installation of the DKB banking app is available for the smartphone, with the Z.B. With a theft of the bank cards these can be locked immediately and uncomplicated. Also supported on the smartphone Apple Pay and Google Pay. For those who do not change to a classic ecoboan for whatever reason, but still want a more sustainable bank account, the DKB would be a superior alternative.

Especially since the DKB in the future wants to increase significantly more in accordance with the 17 sustainability targets: by 2030, the proportion of the credit portfolio, which contributes to the SDG of the United Nations, rise to 85 percent. The volume of sustainable financing and products would thus increase from more than 54 billion euros in 2019 to 2030 to at least 80 billion euros. The DKB wants to handle its banking and office operations until 2030 climate-neutral, the entire product portfolio should be in line with the 2 degree limit of the Parisian Climate Agreement at the latest.

-Advertising –

Related articles

Please follow and like us:

2 thoughts on “Why not only your e-car, but also your bank should be sustainable”

  1. According to article lists the consumer central NRW 14 banks with green offers. DKB is mentioned in the article 13 times. This “editorial” one-sidedness smells suspicious of sloth advertising. One believes to understand why hide behind the editorial account writer.


Leave a Comment